https://youtu.be/Tx2EadV3PlE

In this Local Service Spotlight interview, we sit down with Michael H, a mortgage broker based in Plymouth, Minnesota and part of Mint Trust Mortgage. With over two decades of experience helping first-time home buyers, Michael talks about his laid-back approach (no suit and tie, just a polo), his love for Pizza Ranch chicken, and his hobbies like tennis and soccer.

He reassures viewers that there’s no shame in having imperfect credit—after running over 7,000 credit reports, he’s seen it all. Michael explains the differences between FHA and conventional loans and emphasizes the importance of asking questions, even if you’re years away from buying. He enjoys guiding people through the process from the very early stages and has helped clients over many years to become ready to purchase their first home.

If you’re a young adult in Minnesota thinking about buying your first home, reach out to Michael at 612‑310‑7962. He’s available 7 AM–9 PM, seven days a week, and you can connect with him via text, Facebook, LinkedIn or any social platform. There’s no such thing as a dumb question—Michael is here to help!